Financial Literacy Hub

Established in January 2020, the Financial Literacy Hub compiles free financial literacy resources from across Australia. We have expanded the Hub to include resources from different countries to create a more global Financial Literacy Hub.

At Money Bites, we believe that it shouldn’t cost you anything to get started in managing your money. Welcome to the Financial Literacy Hub.

 

 

 

What money resources are included:

We’ve only added resources to the Financial Literacy Hub which are:

• Targeted to address specific money topics
• Free to use
• Not trying to sell you a product.

We want to lead with education, which is why we also address many of these topics on the Money Bites blog. You can expect regular articles, focused on how to talk, earn, save and grow money.

 

 

 

So how do you use the Financial Literacy Hub?

Look at each topic and how different organisations can support you if you need help with that topic. Then click the picture of each organisation to go through to its webpage for more information. We aim to show you at least three organisations for each topic so you can choose the right one for you. 

Please get in touch if you know a resource that we should consider adding to the Hub. Until then, please enjoy the Financial Literacy Hub.

 

 

 

Country specific resources:

• • Australia
  • New Zealand
  • United Kingdom
  • United States of America (coming soon!)

 

 

 

Australia: Australian Financial Literacy Resources

Debt   Support if you need help with debt
	National Debt Helpline	Way Forward	Financial Information Service
	A free and confidential phone call with a financial counsellor to talk through problems with debt and how to tackle these.	You call them to explain the situation and they then suggest options to help you get rid of debt, including repayment plans.	A free, confidential service that directs you to relevant information and resources, in addition to free financial seminars.

Work   Support for working people who earn money
	Australian Tax Office	Super Guru	Fair Work Ombudsman
	Provides information on how to prepare your tax return and submit this through the official government portal.	It helps you understand and make the most of your super with free information and tools.	If you live and work in Australia, this website provides you with information on your rights at work.

Mental health   Support for mental health conversations (because money and mental health are linked)
	Beyond Blue	headspace	ReachOut Australia
	Provides mental health information and support via its online forum and chat service or speak to someone via its 24/7 phone service.	Young people aged between 12 – 25 can access mental health support online or on the phone for a free, confidential discussion.	An online mental health service that provides self-help information, a peer-support program and referral tools for young people.
Business owners   Support in running your own business
	Business.gov.au	Rural Financial Counselling Service	My Business Health
	This portal suggests government grants you might want to apply for as a business owner to support your business.	You can speak to a specific rural financial counsellor for a free, confidential discussion about your situation.	You can access this government website if you’re looking for tools and templates to help manage your business.

Relationships   Support in navigating money and relationships
	Penda App	1800RESPECT Financial Abuse Support Toolkit	Relationships Australia
	This app supports those experiencing domestic or family violence by providing quick access to financial and legal information.	You can speak to their counsellors on the phone or online 24/7 and access their online financial abuse toolkit.	Money is a major cause of relationship breakdown. With this in mind, counselling and mediation could help resolve relationship issues.

Women   Support for women and female identifying people
	Women Talk Money	Harmony Alliance	Financial Toolbox
	An online information resource for women wanting to learn about money, with interactive videos.	Offers a free course that supports migrant and refugee women to learn about how money works in Australia.	Provides finance education workshops and information for women at risk of financial abuse.

Indigenous Australians   Support for Aboriginal and Torres Strait Islander people in Australia.
	First Nations Foundation	Yarnin’ Money	Indigenous Business Australia
	Provides financial education and information to Indigenous communities and helps find lost super.	Supports Indigenous Australians in remote communities by delivering a financial education training program.	Offers specific information and funding for Indigenous Australians seeking to buy a home or start their own business.

 

 

 

New Zealand: NZ Financial Literacy Resources

Debt   Support if you need help with debt
	Citizens Advice Bureau	MoneyTalks	Good Shepherd NZ
	A locally based, community organisation that helps people understand their rights and obligations to get the best outcomes.	Provides free, confidential advice on debt management and connects people with financial mentoring and other community services.	Runs a DEBTsolve program to help you get on top of your debt by providing confidential support from a specialist debt coach.

Mental health   Support for mental health conversations
	1737	Mental Health Foundation of NZ	Youthline
	Offers brief counselling, which you can access 24/7 via a text or phone call. This support focuses on one or two things you need help with.	They facilitate programs and run awareness campaigns, including sharing relevant mental health support and helplines.	Offers a free 24/7 helpline service via text, phone, webchat and email as well as free in-person counselling services.
Business owners   Support in running your own business
	Business.govt.nz	Connected	Work and Income
	Provides tools and expert advice to help save businesses time.	Provides financial options and initiatives to help run your business.	Government services to support business owners to recruit staff.
Māori   Support for the tangata whenua, the Indigenous people, of New Zealand
	Whāriki	Whai Rawa	MWDI
	Whāriki is the largest Māori business network, bringing together our whānau of Māori business owners and Māori professionals.	A savings program that helps create a better future for Ngāi Tahu whānau through greater wealth and wellbeing, including home ownership.	Māori Women’s Development Inc (MWDI) supports Māori women in business through its online marketplace.

 

 

 

United Kingdom: UK Financial Literacy Resources

Debt   Support if you need help with debt
	StepChange Debt Charity	National Debtline	Debt Advice Foundation
	Speak to their team of debt experts online or over the phone for free debt advice and practical support with your money worries.	Provides free advice and resources to help you deal with your debts via a phone call, its web chat service or through the website.	You can access free, impartial debt advice to get help with debt problems and solutions through its debt advice helpline.

Work   Support for working people who earn money
	TaxAid	Citizens Advice	Acas
	If you’re on a low income, this service offers free and confidential advice to help you with tax issues.	A network of local charities that offer confidential advice online, over the phone, and in-person, for free.	Gives employees and employers free, impartial advice on workplace rights, rules and best practices.

Mental health   Support for mental health conversations
	Heads Together	Money Health & Money Advice	Mind
	It aims to change the conversation on mental health through services, including its free 24/7 text messaging service called Shout.	Provides impartial information, support and advice to help people better understand and improve their financial and mental health.	Advice and support for anyone experiencing a mental health problem through its online community and services in local communities.

Relationships   Support in navigating money and relationships
	Relate	Surviving Economic Abuse	Family Lives
	The UK’s largest provider of relationship support, with a network of licensed local counsellors and phone or online counselling.	Raises awareness of economic abuse and transforming responses to it, including developing resources to support those experiencing it.	Provides targeted early intervention and crisis support to families through a helpline and long-standing programs.